Home Buyer Loans

The URA has an array of mortgage products available to help you on your way to homeownership. Income limits and program areas apply.

Community Acquisition & Rehabilitation Loan Program (CARL)

CARL is a mortgage and rehabilitation program; an excellent and affordable resource for Pittsburgh's aging housing stock.

Pittsburgh Home Ownership Program (PHOP)

This program is temporarily closed. For futher information about this program, please contact Sharon Taylor at (412) 255-6677.

Second Mortgage Financing

Interest free, deferred second mortgage financing is available to help purchase a newly constructed or rehabilitated single family home through the Neighborhood Housing Program and the Housing Recovery Program-Developer. This program is only available for the purchase of a URA-sponsored single family home.

For futher information about this program, please contact Alicia Majors at (412) 255-6698.