Home Improvement Loans

The URA offers an array of products designed to assist you in the renovation or repair of your home. Income limits and program areas may apply.

Pittsburgh Home Rehabilitation Program (PHRP)
and PHRP PLUS for Energy Efficiency

0% interest rate home improvement loan

PHRP provides a 0% fixed interest rate for up to 20 years for home improvements. With the new PHRP Plus, you receive the added benefit of an Energy Efficiency Loan Program with a grant of up to $2,500.

Home Emergency Loan Program (HELP)

Interest free loans for low income homeowners to make emergency repairs to correct immediate health and safety hazards in an expedient manner.

For futher information about this program, please contact Jarmele E. Fairclaugh at (412) 255-6573.

Home Accessibility Program for Independence (HAPI) - Pilot Program

HAPI is a grant home improvement program for homeowners and renters with permanent disabilities. HAPI provides the opportunity for those with disabilities to make certain improvement that will allow them to remain within their homes.

Replace Old Lead Lines Program (ROLL)

ROLL is being offered to help City of Pittsburgh property owners with the replacement of their lead water service lines. The program provides a 3% fixed interest rate for up to 10 years.